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Construction Accidents – Who Will Pay My Medical Expenses?

Workers compensation insurance is the first resource an accident victim may use for help. However, there may be other parties involved at the work site who are legally responsible for your injury.  A contractor or sub-contractor may be at fault. Your accident may have resulted from a violation of OSHA regulations or a malfunctioning piece of equipment from the equipment manufacturer. Immediately after an injury, it is imperative to gather all information and begin a thorough investigation of the accident. Immediate attention should be given to the scene of the accident, along with contact of any eyewitnesses. Photographs and videos of...

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Trucking Accidents – Who Will Pay For My Lost Wages?

If your truck accident occurred while you were working, Indiana Workers Compensation laws will provide medical care and compensation for lost wages if you are unable to return to work.  The Indiana Compensation Act offers three types of benefits to injured workers: 1.    Medical care for work-related injuries with no cost to you 2.    Lost wage replacement because of inability to work due to injuries 3.    Payment for any permanent impairment resulting from your injuries There are four types of disability benefits: 1.    Temporary Total Disability (TTD) 2.    Temporary Partial Disability (TPD) 3.    Permanent Total Disability (PTD) 4.    Permanent Partial Disability (PPD) Benefits are paid to employees who are...

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Trucking Accidents – Who Will Pay My Medical Expenses?

After a trucking accident, sorting it all out can be frustrating and confusing.  The main concern of most clients is how to pay for their medical expenses. We can help negotiate on your behalf with insurance companies and healthcare providers so you can continue to receive medical care until your case is settled. Who will pay your medical expenses?  The answer depends up how the trucking accident occurred.  If you have an auto policy, medical benefits may be available under your auto insurance along with the trucking company’s insurance, regardless of fault, up to a certain amount. After benefits with insurance companies...

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What are the Federal or State Laws That Govern Truck Drivers?

Trucking companies must follow many federal laws found in the Federal Motor Carrier Safety Regulations (FMCSA) such as: 1.    Keeping a driving log by the commercial truck driver 2.    Obtaining a commercial driver's license for certain vehicles to reduce or prevent truck accidents, serious injuries, and death 3.    Carrying specific insurance coverage for commercial trucks depending upon the type of load being transported Here are common federal rulings used in accident litigation: 9 C.F.R. § 391 - Qualification of Drivers If a driver operates a tractor trailer or other commercial vehicle that weighs over 10,000 pounds, carries 16 or more passengers, or transports hazardous materials, he...

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